Overpriced apartment in City, unable to enjoy the amenities and feel unsafe walking around downtown as homeless population has spiraled and businesses remain closed. Mortgage rates are low and new build contractors were offering incentives in April/May that make it a smart financial decision. Plus I can go for a walk without looking over my shoulder. Crazy to think I can buy a new $500k home 30 miles south of the city and save a $1k in expenses.