We just extended our lease for 6 months, because we have triplets who just graduated high school and their colleges have not commited to in person or online learning. So we do not know what to rent. Our decision will be based along the lines of what you write. It is cheaper to live 50 miles north or Miami, so if we stay in Miami we will purchase there for about 70% less than in Miami. Also, prices should be better in 6 months. If not, my wife is Panamanian, and you can live much better with the same money there. I have always done about 75% of my work online/remote/telephone, but over the last few months it has switched to well over 90% and I am liking it that way!